BMW XM
Extended Auto Warranty Companies
In order to figure out whether a BMW extended car warranty is worth it mainly depends on its coverage, price, and customers reviews.
Vehicle service contracts are not created equal, so it’s important to do your research on companies and look for any red flags prior to signing up. We wanted to help make it easier for you so we compared all the top rated providers and have generated a list of our Top 10 BMW Extended Car Warranty Providers.
We started with a list of around 40 different extended warranty providers and reviewed their Customer ratings and Total Amount of Reviews on Google, Trustpilot, BestCompany, and More. We have also searched the internet for their Contract terms, Vehicle age/Mileage requirements, Excluded vehicles as well as the Coverage areas and limitations.
We filtered and refined our list down to the Top 10 and made sure we only included companies that had a minimum of 125 customer reviews or more with the lowest ranking of 3.5 stars. We then calculated the top picks by reviewing all the included and excluded components, services provided (such as towing and roadside assistance), and specific limitations or restrictions.
Our final list only includes picks that offer some form of roadside assistance program, receive mostly positive customer feedback, and have odometer limits of at least 100,000 miles.
We have taken the time to review the ins and out's of auto warranties and their providers to compile this list of the top 10 BMW extended auto warranty companies nationwide. Through our extensive research, we have compiled a list of our top picks of BMW Extended Auto Warranty Providers below.
Top10 BMW Extended Car Warranty Companies
Top-10 Auto Warranty Companies
#1
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Most Reasonably Priced
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Largest Presence Nationwide
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Discounts For Veterans
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Rated Best Warranty Of 2021
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24 Hour Service / Roadside
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A+ Rated / Five Star Reviews
1-888-892-1003
#2
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24 Hour Service
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10,000+ Dealers
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Online Support
1-866-918-1438
#3
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Best Online Reviews
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Unlimited Coverage
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Stellar Customer Service
1-877-227-2439
#4
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Top Rated Provider
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30 Day Money Back Guarantee
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Poor Claim Payouts
1-888-892-1003
#5
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Best Mechanic Reviews
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Variety of Coverage Plans
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Poor Consumer Reviews
1-888-892-1003
#6
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24 Hour Answering Service
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4 - 6 Day Wait For Service
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Nights, Weekends & Holidays
1-888-892-1003
#7
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Mixed Reviews
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Coverage Limitations
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Higher Service Call / Deductible
1-888-892-1003
#8
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Over 100k Clients
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Coverage Limitations
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Higher Service Call / Co-Pay
1-888-892-1003
#9
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Limited Coverage
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Significant Limitations
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Poor Customer Service
1-888-892-1003
#10
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In Business More Than 5 Years
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Difficult To Review Information
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Use ASE Certified Mechanics
1-888-892-1003
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TOP 10 PROVIDERS
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About BMW XM And Their Extended Warranties
What Is A BMW XM Extended Car Warranty?
How Do BMW XM Extended Warranty Plans Work?
A BMW extended car warranty is like an insurance plan: If something goes wrong, you take Your BMW XM to the mechanic’s shop for repair. If the problem is included under the BMW warranty, then the repairs are paid for—even if your car needs thousands of dollars worth of repair work.
How Long Is The BMW XM Factory Warranty?
BMW provides you with a 4 year 48 -month warranty on everything from the powertrain to the power seats. This is a real bumper-to-bumper warranty that will take care of anything that could go wrong with your BMW XM under normal conditions. You might be thinking that the warranty mileage would be exceptionally low considering the type of vehicle a BMW XM is, however, all current BMW models offer 50,000 miles on their warranty for the 4 years or 48 month term. You have the option to choose whether you want a one-year extension or a two-year extension after the 4 years or 48 months is up. BMW's warranty also covers roadside assistance, so if your car breaks down while you are on a road trip you can get roadside assistance and your warranty will cover it. The extended warranty is available on all BMW models.
What Is Covered By A BMW XM Extended Warranty?
A BMW Manufacturers' warranty is basically full bumper-to-bumper coverage with no limit on the mileage. The standard BMW warranty will cover all the major components and parts including any and all manufacturer's defects. Some of the major components covered by BMW manufacturers warranty include the engine, transmission, drive-axles, hi-tech electronics, steering system, brakes, cooling system, heating, and air conditioning, drive-train, driveshaft, and much more. When the original manufacturer's warranty has expired on your BMW XM and you choose to purchase a Third Party BMW Extended Warranty like Total Auto Protect, their coverage plans will basically mirror the manufacturer's warranty. The only thing the BMW Extended Warranty won't cover is any type of cosmetics, maintenance, and anything that would typically be covered by your auto insurance provider.
A BMW extended auto warranty protection plan will most likely cover your vehicle for the following: 24 Hour Roadside Assistance, Rental Car Service, Locksmith & Lock-Out Service, Towing, Parts & Labor, Out Of Gas Service, Dead Battery, Trip Interruption, Brakes, Electrical, Cooling, Drive Axle(s), Transmission, Engine, AWD, 4x4, Steering, Heating, Air Conditioning, Fuel System, Anti-Lock Brakes (ABS), Hi-Tech Electronics, Turbo, Supercharger as well as Front & Rear Suspension.
How Much Does A BMW XM Extended Warranty Cost?
A BMW Warranty directly from the manufacturer costs roughly $1,700 for a one year or 12 month plan and around $4,000 for 2 years or 24 month plan. BMW's are amazing machines that are usually quite expensive to maintain and repair. BMW's cost of ownership should not be taken lightly. A BMW XM will run you about $175 for an oil change, $350 for spark plugs, and the most essential parts like the engine or transmission can cost you anywhere between $3,500 - $15,000. The more you drive these types of luxury vehicles the more likely they will need to be repaired at one point or another. As we like to say it's definitely better to have a BMW Warranty and not need to use it than to need a BMW Warranty and not have one. These types of BMW protection plans are designed to cover the essential parts that keep the vehicle performing properly. From our research we have found having a BMW Warranty more than likely will pay for itself and then some should you need any serious repairs. In general, the average extended car warranty cost ranges from $800-$1200 per year, but every person, vehicle, and policy is different. When your car needs repairs and you don’t have coverage, the mechanic will require payment in full. Certain Companies offer specialized payment plans to fit your budget. We know how important having extended coverage is. Do You?
What Is Not Covered By A BMW XM Extended Warranty?
BMW provides one of the most comprehensive warranty on the market compared to others. Just like all the rest there are some parts and a list of exclusions that are not covered. For example, the warranty does not cover any damage due to environmental conditions or conditions that are natural, such as floods and earthquakes. The warranty also does not cover misuse, neglect, failure to do maintenance, improper handling of the car or repairs of third-party repair facilities and aftermarket components. While this might seem like a lot of exclusions we want to let you know BMW Warranty is pretty standard with all other Luxury Vehicle Manufacturers like Audi, Land Rover, Mercedes-Benz and many more.
Is There A Deductible For A BMW XM Extended Warranty?
There is no deductible or service charge to use your BMW Manufacturers warranty while it is still covered by the manufacturer. However, when the BMW Manufacturer Warranty runs out and you choose to purchase a Third Party BMW Extended Warranty like Total Auto Protect, your coverage plan will have an industry-standard deductible ranging from anywhere between $100.00 and $500.00 dollars. Let's just say you don't want to pay a deductible and would prefer to pay a higher premium, or you would rather pay a higher deductible for a lower premium there are plenty of BMW Extended Warranty Providers that can customize the coverage plans to fit your specific needs.
Are BMW XM Extended Car Warranties Worth It?
Ultimately, it’s up to you to decide whether the peace of mind a BMW extended warranty can provide is worth the price tag. If you do decide to purchase a BMW extended warranty, be sure to do your homework, watch out for auto warranty scams and work with a reputable company. A BMW extended warranty could add thousands of dollars to the purchase of a car. This may not seem like much if you’re financing it and rolling the cost of the warranty into your monthly payment. But it still can be a significant amount of money, even if you’re not paying it all upfront.
How Do I Request A Quote For A BMW XM Extended Car Warranty?
You can request a free quote for a BMW Extended Warranty by visiting our Top 10 quote page easily by filling out your vehicle information, phone number, and email by clicking the get a free quote link on our website.
Our Final Thoughts About A BMW XM Extended Warranty!
If you’re buying a BMW XM with a reliable track record, it might make sense to skip the warranty. Instead, consider setting aside the money you’d spend on it, and save for that rainy day when something could go wrong. If you don’t end up needing the money for repairs, you can keep saving it or use it for something else.
BMW Models Eligible For Extended Warranties
Car Warranty Companies By State
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